Browsing Faculty of Arts and Sciences by Keyword "household finance"

Now showing items 1-5 of 5

    • The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 

      Agarwal, Sumit; Driscoll, John C.; Gabaix, Xavier; Laibson, David I. (Brookings Institution Press, 2009)
      Many consumers make poor financial choices and older adults are particularly vulnerable to such errors. About half of the population between ages 80 and 89 either has dementia or a medical diagnosis of “cognitive impairment ...

    • Essays in Behavioral Household Finance 

      Skimmyhorn, William (2012-08-07)
      This dissertation investigates some of the factors affecting modern household finance decisions in the United States using natural experimental variation and administrative data. In Chapter 1 I estimate the effects of ...

    • Essays in Household Finance and Consumer Protection 

      Gillis, Talia B (2022-05-17)
      This dissertation studies consumer decision-making and how household outcomes are shaped by technological change and regulatory context. Chapter 1 (with John Beshears and Kartik Vira) approaches the study of household ...

    • Essays on Stock Investing and Investor Behavior 

      Ranish, Benjamin Michael (2013-09-30)
      Chapter one shows that US households with high unconditional and cyclical labor income risk are more leveraged and allocate a greater share of their financial assets to stocks. I use self-reported risk preferences to show ...

    • Inattention and Inertia in Household Finance: Evidence from the Danish Mortgage Market 

      Andersen, Steffen; Campbell, John Y.; Meisner-Nielsen, Kasper; Ramadorai, Tarun (Social Science Electronic Publishing, 2014)
      This paper studies the refinancing behavior of Danish households during a recent period of declining interest rates. Danish data are particularly suitable for this purpose because the Danish mortgage system imposes few ...