Browsing by Author "Ranish, Benjamin"
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Essays on Stock Investing and Investor Behavior
Ranish, Benjamin Michael (2013-09-30)Chapter one shows that US households with high unconditional and cyclical labor income risk are more leveraged and allocate a greater share of their financial assets to stocks. I use self-reported risk preferences to show ... -
Getting Better or Feeling Better? How Equity Investors Respond to Investment Experience
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin (National Bureau of Economic Research, 2014)Using a large representative sample of Indian retail equity investors, many of them new to the stock market, we show that both years of investment experience and feedback from investment returns have significant effects ... -
How Do Regulators Influence Mortgage Risk: Evidence from an Emerging Market
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin Michael (National Bureau of Economic Research, 2012)To understand the effects of regulation on mortgage risk, it is instructive to track the history of regulatory changes in a country rather than to rely entirely on cross- country evidence that can be contaminated by ... -
The Impact of Regulation on Mortgage Risk: Evidence from India
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin (American Economic Association, 2015)We employ loan-level data on over a million loans disbursed in India between 1995 and 2010 to understand how fast-changing regulation impacted mortgage lending and risk. Our paper uses changes in regulatory treatment ...