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dc.contributor.authorLoewenstein, George
dc.contributor.authorFriedman, Joelle Y.
dc.contributor.authorMcGill, Barbara
dc.contributor.authorAhmad, Sarah
dc.contributor.authorLinck, Suzanne
dc.contributor.authorSinkula, Stacey
dc.contributor.authorBeshears, John Leonard
dc.contributor.authorChoi, James J.
dc.contributor.authorKolstad, Jonathan
dc.contributor.authorLaibson, David I.
dc.contributor.authorMadrian, Brigitte
dc.contributor.authorList, John A.
dc.contributor.authorVolpp, Kevin G.
dc.date.accessioned2015-07-09T16:52:23Z
dc.date.issued2013
dc.identifier.citationLoewenstein, George, Joelle Y. Friedman, Barbara McGill, Sarah Ahmad, Suzanne Linck, Stacey Sinkula, John Beshears, et al. 2013. Consumers’ Misunderstanding of Health Insurance. Journal of Health Economics 32, no. 5: 850–862.en_US
dc.identifier.issn0167-6296en_US
dc.identifier.urihttp://nrs.harvard.edu/urn-3:HUL.InstRepos:17190506
dc.description.abstractWe report results from two surveys of representative samples of Americans with private health insurance. The first examines how well Americans understand, and believe they understand, traditional health insurance coverage. The second examines whether those insured under a simplified all-copay insurance plan will be more likely to engage in cost-reducing behaviors relative to those insured under a traditional plan with deductibles and coinsurance, and measures consumer preferences between the two plans. The surveys provide strong evidence that consumers do not understand traditional plans and would better understand a simplified plan, but weaker evidence that a simplified plan would have strong appeal to consumers or change their healthcare choices.en_US
dc.description.sponsorshipEconomicsen_US
dc.language.isoen_USen_US
dc.publisherElsevier BVen_US
dc.relation.isversionofdoi:10.1016/j.jhealeco.2013.04.004en_US
dc.relation.hasversionhttp://scholar.harvard.edu/files/laibson/files/consumers_jhe_sept2013.pdfen_US
dc.relation.hasversionhttp://www.hbs.edu/faculty/Publication%20Files/misunderstanding_health_insurance_2d7d6a99-0f93-438e-9923-ea12eb462b63.pdfen_US
dc.relation.hasversionhttp://faculty.som.yale.edu/jameschoi/simple_insurance.pdfen_US
dash.licenseOAP
dc.subjectInsuranceen_US
dc.subjectBehavioral economicsen_US
dc.subjectSimplificationen_US
dc.titleConsumers’ Misunderstanding of Health Insuranceen_US
dc.typeJournal Articleen_US
dc.date.updated2014-02-04T14:39:36Z
dc.description.versionAccepted Manuscripten_US
dc.relation.journalJournal of Health Economicsen_US
dash.depositing.authorLaibson, David I.
dc.date.available2015-07-09T16:52:23Z
dc.identifier.doi10.1016/j.jhealeco.2013.04.004*
workflow.legacycommentsFAR 2014en_US
dash.authorsorderedfalse
dash.contributor.affiliatedBeshears, John
dash.contributor.affiliatedMadrian, Brigitte
dash.contributor.affiliatedLaibson, David


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