Browsing HBS Scholarly Articles by Author "Tobacman, Jeremy"
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Barriers to Household Risk Management: Evidence from India
Cole, Shawn; Gine, Xavier; Tobacman, Jeremy; Topalova, Petia; Townsend, Robert; Vickery, James (American Economic Association, 2013)Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the ... -
Dynamics of Demand for Index Insurance: Evidence from a Long-Run Field Experiment
Cole, Shawn; Stein, Daniel; Tobacman, Jeremy (American Economic Association, 2014)This paper estimates how experimentally-manipulated experiences with a novel financial product, rainfall index insurance, affect subsequent insurance demand. Using a seven-year panel, we develop three main findings. First, ...