Browsing Harvard Kennedy School by Author "Madrian, Brigitte"

Now showing items 1-8 of 8

    • $100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 

      Choi, James J.; Laibson, David I.; Madrian, Brigitte (MIT Press, 2011)
      We identify employees at seven companies whose 401(k) investment choices are dominated because they are contributing less than the employer matching contribution threshold despite being vested in their match and being able ...

    • Applying Insights from Behavioral Economics to Policy Design 

      Madrian, Brigitte (Annual Reviews, 2014)
      The premise of this article is that an understanding of psychology and other social science disciplines can inform the effectiveness of the economic tools traditionally deployed in carrying out the functions of government, ...

    • The Availability and Utilization of 401(k) Loans 

      Beshears, John Leonard; Choi, James J; Laibson, David I.; Madrian, Brigitte (John F. Kennedy School of Government, Harvard University, 2011)
      We document the loan provisions in 401(k) savings plans and how participants use 401(k) loans. Although only about 22% of savings plan participants who are allowed to borrow from their 401(k) have such a loan at any given ...

    • Behavioral Economics Perspective on Public Sector Pension Plans 

      Beshears, John Leonard; Choi, James J.; Laibson, David I.; Madrian, Brigitte (Cambridge University Press, 2011)
      We describe the pension plan features of the states and the largest cities and counties in the U.S. Unlike in the private sector, defined benefit (DB) pensions are still the norm in the public sector. However, a few ...

    • Behavioral Economics Perspectives on Public Sector Pension Plans 

      Beshears, John Leonard; Choi, James J.; Laibson, David I.; Madrian, Brigitte (John F. Kennedy School of Government, Harvard University, 2011)
      We describe the pension plan features of the states and the largest cities and counties in the U.S. Unlike in the private sector, defined benefit (DB) pensions are still the norm in the public sector. However, a few ...

    • Following through on Good Intentions: The Power of Planning Prompts 

      Milkman, Katherine L; Beshears, John Leonard; Choi, James; Laibson, David I.; Madrian, Brigitte (John F. Kennedy School of Government, Harvard University, 2012)
      We study whether prompts to form and recall a plan can increase individuals’ responsiveness to reminders to make and attend beneficial appointments. At four companies, all employees due for a colonoscopy were randomly ...

    • The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies 

      Cambpbell, John Y.; Jackson, Howell Edmunds; Madrian, Brigitte; Tufano, Peter (John F. Kennedy School of Government, Harvard University, 2010)
      The recent financial crisis has led many to question how well businesses deliver consumer financial services and how well regulatory institutions address problems in consumer financial markets. In response, the Obama ...

    • Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 

      Milkman, Katherine L.; Beshears, John Leonard; Choi, James J.; Laibson, David I.; Madrian, Brigitte (National Academy of Sciences, 2011)
      We evaluate the results of a field experiment designed to measure the effect of prompts to form implementation intentions on realized behavioral outcomes. The outcome of interest is influenza vaccination receipt at free ...