Browsing HKS Faculty Scholarship by Author "Iyer, Rajkamal"
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Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending?
Iyer, Rajkamal; Khwaja, Asim Ijaz; Luttmer, Erzo F.P.; Shue, Kelly (John F. Kennedy School of Government, Harvard University, 2009)The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers ...