| dc.contributor.author | Campbell, John Y. | |
| dc.contributor.author | Ramadorai, Tarun | |
| dc.contributor.author | Ranish, Benjamin | |
| dc.date.accessioned | 2017-11-06T21:22:17Z | |
| dc.date.issued | 2015 | |
| dc.identifier | Quick submit: 2016-05-12T13:52:59-0400 | |
| dc.identifier.citation | Campbell, John Y., Tarun Ramadorai, and Benjamin Ranish. 2015. “ The Impact of Regulation on Mortgage Risk: Evidence from India.” American Economic Journal: Economic Policy 7, no. 4: 71–102. doi:10.1257/pol.20130220. | en_US |
| dc.identifier.issn | 1945-7731 | en_US |
| dc.identifier.uri | http://nrs.harvard.edu/urn-3:HUL.InstRepos:34331451 | |
| dc.description.abstract | We employ loan-level data on over a million loans disbursed in India between 1995 and 2010 to understand how fast-changing regulation impacted mortgage lending and risk. Our paper uses changes in regulatory treatment discontinuities associated with loan size and leverage to detect regulation-induced loan delinquencies. We also find that an acceleration in the classification of assets as nonperforming resulted in substantially lower delinquency probabilities and losses given delinquency. | en_US |
| dc.description.sponsorship | Economics | en_US |
| dc.language.iso | en_US | en_US |
| dc.publisher | American Economic Association | en_US |
| dc.relation.isversionof | 10.1257/pol.20130220 | en_US |
| dash.license | OAP | |
| dc.title | The Impact of Regulation on Mortgage Risk: Evidence from India | en_US |
| dc.type | Journal Article | en_US |
| dc.date.updated | 2016-05-12T17:53:03Z | |
| dc.description.version | Accepted Manuscript | en_US |
| dc.relation.journal | American Economic Journal: Economic Policy | en_US |
| dash.depositing.author | Campbell, John Y. | |
| dc.date.available | 2015 | |
| dc.date.available | 2017-11-06T21:22:17Z | |
| dc.identifier.doi | 10.1257/pol.20130220 | * |
| dash.contributor.affiliated | Ranish, Benjamin | |
| dash.contributor.affiliated | Campbell, John | |
