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dc.contributor.advisorCurto, Vilsa E.
dc.contributor.authorZhang, Jessica
dc.date.accessioned2021-07-19T04:01:16Z
dash.embargo.terms2021-12-23
dc.date.created2021
dc.date.issued2021-06-17
dc.date.submitted2021
dc.identifier.citationZhang, Jessica. 2021. The Affordable Care Act's Two-Legged Stool: The Effects of Eliminating the Federal Individual Mandate on Health Insurance Coverage. Bachelor's thesis, Harvard College.
dc.identifier.other28410706
dc.identifier.urihttps://nrs.harvard.edu/URN-3:HUL.INSTREPOS:37368556*
dc.description.abstractIn 2019, the Trump administration eliminated the federal individual mandate, a policy deemed necessary to maintain the functionality of the Affordable Care Act. I exploit the fact that some states maintained their own mandates in order to explore the effects of the federal mandate being lifted on health insurance enrollment. In theory, I expect for younger, healthier individuals and those with lower incomes—intrinsically tied to certain racial demographics with high uninsured rates—to have dropped coverage more in states without their own mandates, which could lead to increased adverse selection. Employing a difference-in-differences design, I find that while coverage has declined in general, the elimination of the mandate had a negligible effect on overall insurance levels in the year immediately after the policy change. However, the policy appeared to have a small, negative effect on insurance coverage for individuals partially subsidized on the exchanges and Asians, which may translate into poorer health outcomes for people in these demographic groups in the future.
dc.format.mimetypeapplication/pdf
dc.language.isoen
dash.licenseLAA
dc.subjectaffordable care act
dc.subjectindividual mandate
dc.subjectinsurance coverage
dc.subjectApplied mathematics
dc.subjectEconomics
dc.subjectHealth care management
dc.titleThe Affordable Care Act's Two-Legged Stool: The Effects of Eliminating the Federal Individual Mandate on Health Insurance Coverage
dc.typeThesis or Dissertation
dash.depositing.authorZhang, Jessica
dash.embargo.until2021-12-23
dc.date.available2021-07-19T04:01:16Z
thesis.degree.date2021
thesis.degree.grantorHarvard College
thesis.degree.levelBachelor's
thesis.degree.levelUndergraduate
thesis.degree.nameAB
dc.type.materialtext
thesis.degree.departmentApplied Mathematics
dash.author.emailjayz.jessica@gmail.com


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