Chernew, MichaelCutler, DavidKeenan, Patricia2009-02-282005Chernew, Michael, David Cutler, and Patricia Keenan. 2005. Charity Care, Risk Pooling, and the Decline in Private Health Insurance. American Economic Review 95(2): 209-213.0002-8282http://nrs.harvard.edu/urn-3:HUL.InstRepos:2640562en-USCharity Care, Risk Pooling, and the Decline in Private Health InsuranceJournal Article10.1257/000282805774669600