Bar-Gill, OrenWarren, Elizabeth2014-09-302008Oren Bar-Gill & Elizabeth Warren, Making Credit Safer, 157 U. Pa. L. Rev. 1 (2008).0041-9907http://nrs.harvard.edu/urn-3:HUL.InstRepos:12967874en-USMaking Credit SaferJournal Article2014-09-30