Devoto, FlorenciaDuflo, EstherDupas, PascalineParienté, WilliamPons, Vincent2021-08-202012-11-01Devoto, Florencia, Esther Duflo, Pascaline Dupas, William Pariente, and Vincent Pons. "Happiness on Tap: Piped Water Adoption in Urban Morocco." American Economic Journal: Economic Policy 4, no. 4 (November 2012): 68–99.1945-7731https://nrs.harvard.edu/URN-3:HUL.INSTREPOS:37369073Connecting private dwellings to the water main is expensive and typically cannot be publicly financed. We show that households' willingness to pay for a private connection is high when it can be purchased on credit, not because a connection improves health but because it increases the time available for leisure and reduces inter- and intra-household conflicts on water matters, leading to sustained improvements in well-being. Our results suggest that facilitating access to credit for households to finance lump sum quality-of-life investments can significantly increase welfare, even if those investments do not result in any health or income gains. (JEL D12, I31, O12, O13, O18, Q25)en-USGeneral Economics, Econometrics and FinanceJournal Article2021-08-2010.1257/pol.4.4.68