Person:
Overhage, Lindsay

Profile Picture

Email Address

AA Acceptance Date

Birth Date

Research Projects

Organizational Units

Job Title

Last Name

Overhage

First Name

Lindsay

Name

Overhage, Lindsay

Filters

20191

Settings

Author's Publications: search.filters.isAuthorOfPublication.d0ac2dff-29a9-4cb4-825a-e900c309a8af

Search Results

Now showing 1 - 1 of 1
  • No Thumbnail Available
    Publication
    Potential Effects Of Eliminating The Individual Mandate Penalty In California
    (Health Affairs (Project Hope), 2019-01) Fung, Vicki; Liang, Catherine Y.; Shi, Ju; Seo, Veri; Overhage, Lindsay; Zaslavsky, Alan; Fireman, Bruce; Derose, Stephen F.; Newhouse, Joseph; Hsu, John; Chernew, Michael
    The federal government eliminated the tax penalty for non-compliance with the Affordable Care Act’s individual mandate starting with the 2019 enrollment year. Using interviews with individual market enrollees in California in 2017, we found that 19 percent reported that they would not have purchased insurance had there been no penalty. We estimate premiums would have increased by four to seven percent if these enrollees were not in the risk pool. Moreover, the effects of eliminating the penalty were more concentrated in vulnerable subgroups, including those with lower income or educational attainment, Hispanic enrollees, and those who were uninsured in the prior year. Younger enrollees and those without chronic conditions were also more likely to say they would not have purchased insurance if there was no penalty. Eliminating the mandate penalty alone is unlikely to destabilize the individual market in California, but could erode coverage gains, especially among groups who have historically been less likely to be insured.