Publication:
Forced Sales and House Prices

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2011

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American Economic Association
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Campbell, John Y., Stefano Giglio, and Parag Pathak. 2011. Forced sales and house prices. American Economic Review 101(5): 2108–2131.

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Abstract

This paper uses data on all house transactions in Massachusetts over the last 20 years to show that houses sold after foreclosure, or close in time to the death or bankruptcy of a seller, are sold at lower prices than other houses. Foreclosure discounts are on average at 27 percent of the value of a house. Moreover, foreclosures that take place within small local geographies of a house lower the price at which it is sold. Our preferred estimate is that a foreclosure at a distance of 0.05 miles lowers the price of a house by about 1 percent.

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personal finance, housing markets, housing supply

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