dc.contributor.author | Dafny, Leemore | |
dc.date.accessioned | 2021-06-04T12:04:30Z | |
dc.date.issued | 2019-02-01 | |
dc.identifier.citation | Dafny, Leemore S. "Does It Matter If Your Health Insurer Is For Profit? Effects of Ownership on Premiums, Insurance Coverage, and Medical Spending." American Economic Journal: Economic Policy 11, no. 1 (February 2019): 222–265. | en_US |
dc.identifier.issn | 1945-7731 | en_US |
dc.identifier.uri | https://nrs.harvard.edu/URN-3:HUL.INSTREPOS:37367769 | * |
dc.description.abstract | There is limited empirical evidence about the impact of for-profit health insurers on various outcomes. I study the effects of conversions to for-profit status by Blue Cross and Blue Shield (BCBS) affiliates in 11 states, spanning 28 geographic markets. I find both the BCBS affiliate and its rivals increased premiums following conversions in markets where the converting affiliate had substantial market share. Medicaid enrollment rates also increased in these markets, a pattern consistent with “crowd in” of families who were formerly privately insured. The results suggest for-profit insurers are likelier than not-for-profit insurers to exercise market power when they possess it. (JEL G22, I13, I18, I38) | en_US |
dc.language.iso | en_US | en_US |
dc.publisher | American Economic Association | en_US |
dc.relation.isversionof | https://www.aeaweb.org/articles?id=10.1257/pol.20130370 | en_US |
dash.license | OAP | |
dc.subject | General Economics, Econometrics and Finance | en_US |
dc.title | Does It Matter If Your Health Insurer Is For Profit? Effects of Ownership on Premiums, Insurance Coverage, and Medical Spending | en_US |
dc.type | Journal Article | en_US |
dc.description.version | Accepted Manuscript | en_US |
dc.relation.journal | American Economic Journal: Economic Policy | en_US |
dc.date.available | 2021-06-04T12:04:30Z | |
dc.identifier.doi | 10.1257/pol.20130370 | |
dash.source.volume | 11 | en_US |
dash.source.page | 222-265 | en_US |
dash.source.issue | 1 | en_US |
dash.contributor.affiliated | Dafny, Leemore | |